CHARP RE / LINES OF BUSINESS
Expertise where it matters.
Facultative and treaty reinsurance, shaped around the risks and realities of your business.
Facultative & Treaty Reinsurance
We offer facultative support for individual risks and treaty solutions for portfolios of business. Availability depends on the line of business, risk profile and underwriting assessment.
Core Lines
01 / Core Lines
Property
Commercial and industrial risks, assessed through protection standards, occupancy analysis and natural catastrophe exposure.
- Evaluate occupancy, protection standards and measurable loss-prevention practices.
- Assess natural catastrophe exposure using clear technical information.
- Deploy capacity within conservative, technically justified limits.
02 / Core Lines
Engineering
Construction, erection and operational engineering risks, with a focus on project governance and reliable technical information.
- Review contractor experience, project governance and technical responsibility.
- Assess CAR/EAR, operational engineering and machinery-related exposures.
- Require verifiable project information and appropriate protection measures.
03 / Core Lines
Financial Lines
A selective approach to Bankers Blanket Bond and crime-related exposures, grounded in strong controls and compliance.
- Maintain a selective appetite centered on Bankers Blanket Bond (BBB).
- Focus on institutions with strong internal controls and compliance practices.
- Evaluate structured quota share and crime-related programs with discipline.
04 / Core Lines
Parametric Reinsurance
Reinsurance solutions structured around predefined, independently measured event parameters. A disciplined approach to trigger design, data quality and the relationship between the index and the underlying exposure.
- Clearly defined event parameters and payout structures.
- Independent, verifiable data sources.
- Careful assessment of exposure alignment and basis risk.
05 / Core Lines
Industry Loss Warranties (ILW)
Protection structured around predefined industry-loss thresholds for specified catastrophe events. Coverage is governed by clearly defined perils, territories, reporting sources and contractual trigger requirements.
- Defined catastrophe perils and geographical scope.
- Reliable industry-loss reporting and clear settlement provisions.
- Disciplined assessment of attachment thresholds, limits and any additional loss conditions.
SELECTIVE PARTICIPATION
Additional Lines
Complementing our core focus, we consider opportunities in the following lines on a selective basis, subject to underwriting review.
Life
Marine
Aviation
HOW WE WORK
A clear path from risk to support.
Risk assessment
We review your exposure, technical information and protection standards.
Solution design
We work with you to structure support around your business needs.
Capacity placement
We confirm terms and capacity through a clear placement process.
Ongoing partnership
We stay connected throughout the relationship, from renewals to claims.
YOUR NEXT PLACEMENT